Payment in installments
To set up payment in installments:
- Sign into your Gambio Back Office.
- Go to Modules > Payment Systems.
- Click on the Miscellaneous tab.
- In the list of modules, click on added modules at the bottom of the page.
- Click Lyra - Payment in installments.
- Click Edit.
|Order token overview|
|Order token overview||Enter the label that you wish to display for this payment module.
This label will also appear in the Payment column when you view your orders.
|Access to the payment gateway|
|Instant Payment Notification URL||
URL to copy in your Merchant Back Office (Settings > Notification rules > Instant Payment Notification URL at the end of the payment > Instant Payment Notification URL of the API form V1, V2 menu).
In order to enable the payment method, select Enabled.
This mode est set to Enabled by default.
|Order||If you offer several payment methods, enter a number in the Sort order field to determine the position of this payment method. The payment methods appear in ascending order according to the Sort order value.|
Define the payment area to which this payment method will apply.
The codes of different areas are available via Shop Settings > Zone / Tax > Zones tab of the Gambio Back Office.
If no value is specified, all zones will be authorized.
Select the country for which you wish to enable the payment module.
If no value is selected, the payment module will be available for all countries.
|Shop ID||Specify the 8-digit shop ID available in your Merchant Back Office (Menu: Settings > Shop > Keys).|
|Test key||Specify the test key available via your Merchant Back Office (Menu: Settings > Shop > Keys).|
Specify the production key available in your Merchant Back Office (Menu: Settings > Shop > Keys).
Allows to indicate the operating mode of the module (TEST or PRODUCTION).
The PRODUCTION mode becomes available only after the test phase has been completed.
The TEST mode is always available.
|Signature algorithm||Algorithm used to compute the signature of the payment form.
The algorithm must be the same as the one configured in the Merchant Back Office (Settings > Shop > Keys).
If the algorithm is different, the parameter will have to be modified via the Merchant Back Office.
|Payment page URL||
This field is pre-populated by default: https://secure.lyra.com/vads-payment/
This option allows to choose the default language of the payment page in case the language of Gambio is not supported by Lyra Collect.
If the language(s) used by the Gambio is (are) implemented into Lyra Collect, the payment page will be displayed in the language of Gambio when the buyer clicks on “Pay”.
Allows to customize the language displayed on the payment page.
Buyer will be able to select a language when he or she is redirected to the payment page.
If you do not select any language, all languages will be displayed on the payment page.
Available languages:German, English, Chinese, Spanish, French, Italian, Japanese, Dutch, Polish, Portuguese, Russian, Swedish, Turkish.
Indicates the delay (in days) before the capture.
By default, this parameter can be configured in your Merchant Back Office. (Menu: Settings > Shop > Configuration - section: Capture delay)It is recommended to not populate this parameter.
Back Office Configuration: Recommended value.
Allows to use the configuration defined in the Merchant Back Office. (Menu: Settings > Shop > Configuration – section: validation mode)
Automatic:This value indicates that the payment will be captured in the bank automatically without any action on the merchant’s part.
This value indicates that the transactions will require manual validation by the merchant via the Merchant Back Office.
Warning: if the transaction is not validated by the merchant before the expiration date, it will not be captured in the bank.
Remember to configure the Instant Payment Notification rule on an operation coming from the Back Office to update the order status in Gambio.
This field allows to select the cards logo to be displayed on the payment page.
The payment types offered to the buyer on the payment page depend on the contracts and options associated with your Lyra Collect offer.
It is recommended to leave this parameter empty.
Amount below which 3DS will be disabled.
Below this amount, 3DS risk assessment rules will not be applied. Leave empty to use the payment gateway configuration.
The value of this field will be taken into account only if the option “Selective 3D-Secure” is enabled for your Lyra Collect shop.This option can only be enabled upon agreement of your bank.
Some card types, such as MAESTRO, require a mandatory 3DS authentication. In this case, your configuration will not be taken into account.
|Minimum amount||This field defines the minimum amount for which you wish to offer this payment method.|
|Maximum amount||This field defines the maximum amount beyond which you do not wish to offer this payment method.|
This module allows you to create as many credit card installment payment options as you like.
Each payment option will have a different code that will be displayed in the order table.
To add a payment option, click on Add.Once you have completed the configuration, do not forget to click Save in order to save your changes.
Text describing the installment payment option as it will be offered to the buyer.Example : Pay in 3 installments with no fees
|Minimum amount||Allows to define the minimum amount required to make the payment option available.|
|Maximum amount||Allows to define the maximum amount required to make the payment option available.|
The Merchant ID to use with the option, in case your shop has several Merchant IDs.
It is recommended to leave this field empty.
Number of installments:
3 for payment in 3 installments
4 for payment in 4 installments
|Period||Period (in days) between each installment.|
Amount of the first installment, expressed as a percentage of the total amount.
For an amount of 100 EUR in 3 installments, you can
set the percentage of the first payment at 50% of the
amount. This means that the amount of the
first installment will amount to 50 EUR an that the two
others will be of 25 EUR.
For 50% enter 50.
If you wish to set identical amounts for all installments, leave the field empty.
|Return to shop|
This option allows to automatically redirect the buyer to the merchant website. This option depends on the following settings.
This option is disabled by default.
|Time before redirection (success)||In case the automatic redirection option is enabled, you can define the delay in seconds before your buyer is redirected to your shop in case of a successful payment.|
|Message before redirection (success)||
In case the automatic redirection option is enabled, you can define the message that will appear on the gateway following a successful payment before your buyer is redirected to the shop.
The default message is:
“Redirection to the shop in a moment”.
|Time before redirection (failure)||In case the automatic redirection option is enabled, you can define the delay in seconds before your buyer is redirected to your shop in case of a failed payment.|
|Message before redirection (failure)||
In case the automatic redirection option is enabled, you can define the message that will appear on the gateway following a failed payment before your buyer is redirected to the shop.
The default message is:
“Redirection to the shop in a moment”.
During the redirection to the shop, these parameters are returned to the shop in GET or POST modes.The GET mode is more convenient for the buyer as it allows to prevent the browser from displaying a pop-up window that indicates that the buyer is leaving an https environment for an http environment which obliges the buyer to click on “Accept” to return to the shop.
|Orders status (payment accepted)||Select the Registered orders status. It is recommended to leave the default value.|
Once you have completed the configuration, click Update.